Please carefully read this notice before you use this Web site. This Web site is provided by Centrian Life Insurance and may be used for informational purposes only. Centrian Life retains copyright on all text and graphic images. This means that you may NOT distribute the text or graphics to others or "mirror" this information on your own server without the express written permission of Centrian Life or modify or re-use the text or graphics on this system. You may print copies of the information or store the files on your own computer for your personal use.

Centrian Life Web Site Content
Centrian Life created this Web site for the convenience of its policyholders and its Internet visitors. The information is presented without express or implied warranties and is provided "AS IS." Due to the nature of the Internet, Centrian Life cannot guarantee the accuracy of the information contained in this Web site or its suitability for any purpose. Centrian Life does not guarantee the completeness or authenticity of the information contained on this Web site, or the information, text, graphics, links, Web site functionality and other items contained on this server.

Centrian Life does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this Web site or the server that makes it available is free of viruses or other harmful components as such information is received by you because Centrian Life cannot control the transmissions of information over the Internet.

In certain cases, content on this Web site is shown in "pop-up" windows. Visitors running "pop-up blocker" programs will not be able to view this content. You must allow pop-ups from www.centrian.com or first "disable" your pop-up blocker while visiting our Web site in order to view this content.

Information provided on this Web site is believed to be generally reliable when posted. However, we cannot guarantee that the information will be accurate, complete and current at all times. This Web site could include technical inaccuracies or typographical errors. Centrian Life will from time to time revise the information, products, or services described in this Web site, and reserves the right to make such changes without notice.

Liability
The use of this Web site is entirely at your risk. Centrian Life will in no event be liable for damages, including without limitation direct or indirect, special, incidental, punitive, or consequential damages, losses or expenses arising in connection with using this site or using hypertext links contained herein. Centrian Life cannot vouch for the accuracy and takes no responsibility for the content of any sites connected by hyperlink to the Centrian Life Internet site. Centrian Life will also not be responsible for computer virus contamination of your system. It is your responsibility to scan any downloadable materials received from the Internet.

Security
The information readers submit to Centrian Life, including electronic mail inquiries, is submitted through the Internet, which is an unsecured, public network.

Product Availability
The information contained in this site is for educational purposes only. It is not an offer to sell or a solicitation of an offer to buy or sell any insurance product or service. Sales can only be made by licensed insurance representatives of products approved for sale by insurance regulators in states in which the Centrian Life is licensed. Should you need further information about Centrian Life's products call our direct sales office.

Privacy
Information provided by you through our Web site is used by Centrian Life solely for its business purposes only in order to serve your needs. We do not sell your personal private information to others. Centrian Life and its agents are committed to respecting and protecting the privacy of your personal information. However, the Internet is not a completely secure medium of communication. Therefore, we cannot guarantee the privacy of any information you input on this Web site or send to us on the Internet. Centrian Life is not responsible for any damages you or others may suffer as a result of the loss of confidentiality of any such information. We look forward to communicating with you and have provided many places on this Web site for you to contact us. However, please remember that unless the specific access location says otherwise, all messages sent to or from this Web site can be accessed by other Internet users. To protect your privacy, please do not use e-mail to communicate information you want kept confidential.

Confidentiality is a top priority at Centrian Life. We are committed to maintaining the highest level of confidentiality with all of the information we receive from our agents or policy owners, including the information received from this Web site.